Financial stress remains one of the most significant but under-addressed workplace challenges. In this session, Citysave Credit Union will explore how simple, employer-led payroll savings schemes can strengthen employee financial resilience and improve overall wellbeing.

Despite strong employment rates, many working people continue to struggle with rising living costs and limited savings. This workshop will examine why employment does not always equal financial security and what practical steps employers can take to offer meaningful support, even when wage increases are not possible.

Attendees will gain insight into:

• The link between financial stress and workplace performance
• Why many employees feel unable to save
• How payroll saving removes barriers and makes saving automatic
• How ethical lending can provide a responsible alternative to high-cost credit
• Practical steps to implement a low-admin, cost-free payroll savings scheme